Avery Ranch Golf Club: Austin’s Best Golf Club

Having earned the title of Top Luxury Course, and Best Place To Hold A Corporate Event in 2013 by Avid Golfer Magazine as well as earning 4 1/2 stars and One Of The Best Places To Play by Golf Digest, Avery Ranch Golf Club in Austin, Texas is a must-play course for any serious golfer.

With rates as low as $29.00 (and that includes a free beer!!!), club rentals as low as $50.00 ($60.00 for Taylor Made) with a sleeve of golf balls included, and private lessons from J.L. Lewis, PGA, you can’t go wrong.

The Player’s Club is also one sweet deal as well. Unlimited use of their practice facilities throughout the business day, two free beers per paid round, 5-day advanced tee time reservations, and depending on your chosen membership level, up to two free rounds of golf per month ANY DAY OF THE WEEK!!! No matter which way I compare them, all of the golf club memberships near me don’t stand up to Avery Ranch Golf Club. They even have especials only available through their website.

Designed by former Jack Nicklaus Architect, Andy Raugust, Avery Ranch’s 18 hole championship course features some of the best golfing, if not the best, in central Texas. Oak lined 419 Bermuda fairways, Tif Eagle greens that are cut twice per day, a 60 acre lake, and 5 tee placements to accommodate all levels of play. The front nine holes are highly challenging with #7 being a signature of the course. The back nine has the trifecta: 3 par 3’s, par 4’s, and par 5’s with the 18th hole holding the title of best finishing hole in Austin as it borders Avery Lake and provides a stunning view of the Texas Hill Country.

And, if all that wasn’t enough, Avery Ranch Golf Club is the perfect place for a wedding. They have four packages to chose from and a beautiful banquet room that can accommodate up to 200 guests. The room features a breath taking sunset view and a highly skilled, professional staff to take care of everything you desire.

Yes, I’m certain, for all the golf club memberships near me, Avery Ranch Golf Club is the best!!!

HCR Wealth Advisors Discussing the Future of Retirement

HCR Wealth Advisors is a registered investment advisory firm that has been around for many years and has established itself as a trusted provider of these services to its clients.

HCR Wealth Advisors was established in Los Angeles, California back in 1988. For more than 25 years, the corporation has been striving to provide innovation in its line of work and help clients achieve their financial goals. The business offers financial advisory services on topics such as inheritance, marriage, divorce, starting or selling a business, loss of a loved one, as well as a sudden and significant influx of assets, and retirement. HCR Wealth Advisors is also focused on providing education on financial matters, one of the latest topics being retirement.

The topic of “new retirement” explores many aspects of retirement that have not been appropriately addressed before. Those include the loss of identity that many experiences at the start of moving on from their job. The complete change in fixed schedule can be very tough on people and limit their physical and intellectual stimulation day to day. If such issues are not appropriately addressed, people can develop fatigue, depression, poor health and experience low self-esteem, and inadequacy. Retirement is a permanent change in one’s life and the transition can be tricky.

Planning for retirement usually occupies 15 to 20 years of one’s life. It is predominantly financial planning but there is a lot more to retirement planning than that. This transition is, at its core, retiring from something and to something else. Most people do not give much thought to how they are going to fill their days past the “do whatever I want” stage. That can have a substantial adverse impact on their life later on.

According to releasefact.com, some of the retirement aspects that every person has to think about include relationship dynamics, personal development, wellness, leisure, and lifestyle. While some people view retirement as an ending, the topic of “new retirement” explores it as a beginning. This “new retirement” is in the process of becoming the normal retirement. Both experts and the public are discussing it as the future of retirement.

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Heather Russell Takes Prestigious Position with TransUnion

Heather Russell has had a long and impressive career in the global financial services industry.

For over 20 years she has been providing financial services, data privacy, regulatory compliance, mergers and acquisitions and financial technology solutions to help consumers and business with their financial and security goals.

Just this month, Heather Russell joined TransUnion, an international consumer credit reporting agencies, which provides consumers with a vast array of financial tools like credit reports and identity-theft and fraud-prevention solutions that enable them to make informed decisions.

Russell joins TransUnion as Executive Vice President and Chief Legal Officer. She will be responsible for overseeing compliance and privacy activities for the company and its subsidiaries as the company focuses on growth and offering new solutions to help consumers and businesses globally.

Prior to joining TransUnion, Russell was a partner at Buckley Sandler, LLP, a prestigious law firm with offices in New York and Washington. She was charged with overseeing the company’s Financial Institutions Regulation, Supervision and Tech division, which helps clients with mergers and acquiring regulatory approvals. Russell also held top-level positions with Fifth Third Bank, Bank of America and others.

Russell received a Bachelor of Arts degree in Biology and English from William and Mary College and graduated com laude with her Juris Doctor from the American University College of Law in Washington, DC, where she was the recipient of the “Most Outstanding Graduate” award. Following graduation, she worked as an adjunct professor at Boston University’s School of Law, teaching students about the future of banking and the effect financial technology will have on the industry.

Russell’s impressive background in the financial sector should be a perfect fit for TransUnion as they move forward with their growth strategies and search for innovative financial solutions.

Discover more: https://en.wikipedia.org/wiki/Heather_Russell

Heather Russell From Law Clerk to Chief Legal Officer

On June 4, it was official that Heather Russell became the new Chief Legal Officer and Executive President of TransUnion. Ms. Russell earned her bachelor’s degree in English and Biology at The College of William and Mary back in 1993. By 1997, Russell had obtained her Doctor of Law degree from American University, Washington from College of Law.

According to Crunchbase, after college, Heather Russell held many job positions. For her first year out of college, Ms. Russell worked as a law clerk for the Honorable Claude M Hilton. Mr. Hilton was Chief Judge of the US District at the eastern part of Virginia. Ms. Russell spent almost eight years at Skadden, Arps, Meagher & Flom LLP Associates as a counselor of Law. For five years, Russell worked at the Bank of America as their Associate General Counsel. For four years, Ms. Russell was the Global Chief Regular Regulatory Counsel. By 2015, Heather Russell accepted the job of Executive Vice President and Corporate secretary at Fifth Third Bank for a year before moving on to her next job. Prior to becoming Chief Legal Officer and Executive Vice President at TransUnion, Ms. Russell was a partner at Buckley Sandler LLP.

Heather Russell was chosen to replace John Blenke, who plans to retire later this year. Her new job requires her to handle the customers’ financial data, privacy, security, etc. Ms. Russell will be taking orders directly from CEO and company president, Jim Peck. Peck is confident Heather Russell will be a valued addition to the TransUnion team. Since the company opened 50 years ago, it now handles over 30 countries world wide including North America, Africa, Latin America, and others. TransUnion plans to make the economies of families safer and more secure, creating better communities globally. Russell can’t help but be a success here.

Here’s an additional information about Russell joining TransUnion: https://globenewswire.com/news-release/2018/05/01/1494394/0/en/Heather-Russell-Joins-TransUnion-as-Chief-Legal-Officer.html

Bruno Fagali’s Impressive Educational Record Leads Him on A New Path in Brazilian Law

     Bruno Fagali is starting to earn a very respected reputation as a lawyer from his native country of Brazil. He is unveiling brand new ideas and opinions to the Brazilian legal system. His years of relentless education and experience has allowed him to study the in-depth details that relate to administration-based law and other similar studies. Bruno Fagali through his efforts has established a great reputation in his industry. He spent many years working at various law firms, using his time to learn about the complex differences between law practices. Currently, he spends his time serving in the position of corporate integrity manager and has elected to establish his very only law firm agency known as the Fagali Law Firm.

His educational records are extremely impressive, and show why his reputation is growing so rapidly throughout the practice of law in Brazil. Bruno Fagali spent time at Pontifical Catholic University in Sao Paulo, until he eventually went on to earn a degree in law in the late months of 2009. He decided to continue practicing and educating in an effort to try and earn a additional certifications in Administrative Law. On an already impressive record of education, he still went on to receive a master in State Law and graduated in 2017.

Without a doubt, Bruno Fagali is entirely qualified for his positions in Brazilian law, and has utilized his education to successfully establish his law company. The company is considered a newer style of firm, stemming and potentially helping create an entire new generation of this type of company. The goals for the company are noble and could potentially lead the Brazilian law industry down an entirely new path in the future.

Building A Luxury Real Estate Empire With Hussain Sajwani

Hussain Sajwani may not be a household name around the world but for those who are in the know about the luxury real estate sector, there are few names as famous in the 21st-century. Through his own work and the projects, he has completed alongside some of the most famous real estate moguls in the world, the DAMAC Properties owner has become one of the most respected developers on the planet. The success of Sajwani and his family in developing the real estate sector around Dubai and now some of the world’s leading capitals has led to him giving his opinion on the state of the world to global leaders at the annual DAVOS event.

Originally, Hussain Sajwani had decided upon a career in the oil and gas exploration community but found himself drawn to entrepreneurial ideas after beginning his career in the contracts department of the Abu Dhabi Oil and Gas Company. After identifying a gap in the market for catering services, Sajwani developed a business he still operates for workers in the oil fields of the Middle East and Africa. Eventually, the DAMAC catering services division proved such a success the U.S. military contracted the business to provide food for soldiers during the Gulf Wars.

In 2002, DAMAC Properties was established following a change in property ownership laws in the United Arab Emirates allowing foreign nationals to own property. After achieving success in the Dubai-based real estate sector, Hussain Sajwani decided to expand his reach into some of the world’s great capitals including Jordan, Qatar, and London where the AYKON One Tower is currently under construction overlooking the River Thames. The London project is the latest to take on the business partnerships which have become a trademark of DAMAC Properties since Dubai linkups with the Trump Organization and Bugatti. In London, the latest partnership being marketed is with Versace Home which is set to design the interior of the planned tower.

More reading: http://www.forbes.com/sites/kerryadolan/2016/03/01/the-donald-of-dubai-hussain-sajwani-interview/#1b049a722f15

Penelope Kokkinides- Having an Instrumental Voice in Healthcare Services

Penelope Kokkinides has vast skills and knowledge in healthcare dealing in developing of the clinical programs and also managing of the healthcare operations and processes. Her primary focus is providing improvement and efficiency in healthcare organizational structures. Penelope Kokkinides works for InnovaCare since 2015 as the Chief Administrator Officer. InnovaCare Inc. offers healthcare-related services to people of Puerto Rico with, and it has over 120 years of experiences since its existence. The central core is providing innovative healthcare, and it boasts of having the most experienced and skilled staff like Penelope Kokkinides who handles the core corners of the company bringing in their expertize.


Penelope Kokkinides has over 20 years of extensive and knowledgeable career in the medical field, and she is renowned for running various government programs successfully. Penelope went to Binghamton University for her Biological science and Classical Languages degree and proceeded to the University of New York for Social Work Masters and Columbia University for Public Health Masters degree. Penelope Kokkinides love for healthcare services saw her take another Masters Course in Care and Disease management services and postgraduate in substance and alcohol abuse.


Penelope Kokkinides worked as vice president of also the chief operating officer of Benter Lights Healthcare leading the company Medicaid organization and Medicare Advantage providing related health services. She was among the eight women invited to White House to deliberate and also discuss on matters concerning the federal health care legislation. The meeting chaired by President Trump and CMS Administrator Seema Verma was an open discussion panel of educated and skilled women in healthcare Penelope explained on various issues affecting the healthcare of Puerto Ricans, and she asked in the country Medicare Advantage to receive more funds. Her argument based on the reduction of funds to the Puerto Rico Medicare Advantage since 2011, and she stated the additional funds would uplift the country from the failing healthcare services.


According to Penelope Kokkinides, the Medicare Advantage is quite popular in Puerto Rico Island, and it serves over 560,000 individuals. During the meeting, she outlined the company agenda to improve the health services of Puerto Ricans, and her practical examples with detailed information made the President together with CMS approved for more favorable changes to the health industry of the Puerto Rica Island. Penelope Kokkinides points out that her central core in InnovaCare is providing the ideal organization infrastructure that blends wells with Puerto Rico healthcare operations and clinical applications including the Medicare Advantage.

Jed McCaleb: Technological Impact In Entrepreneurship

Throughout his career, Jed McCaleb has been interested in the use of technology to improve monetary transactions. He has worked on many cryptocurrency projects including the development of Mt. Gox exchange and the Stellar system. Out of his experiences, Jed prospects that the growth in technology is likely to in the future have an impact on business sectors such as the stock exchange. He states that a universal transaction system might be developed in the future. This network would allow people to view the records of transactions but cannot change them. It would also let people make use of currency they are comfortable with. As time goes by, he becomes more confident of the successful thrive of cryptocurrency.

Jed McCaleb is the founder of the Mt. Gox exchange, a cryptocurrency network. In 2011, he sold the idea. After being traded, the project encountered challenges and was forced to shut down in 2013. The system made use of bitcoins. When it crashed, it caused a decrease in the exchange rates of bitcoins. After selling this idea, Jed McCaleb, together with a partner, co-founded Stellar. He also holds the position of Chief Technology Officer. Stellar is a firm primarily focused on improving the cryptocurrency networks. It has its system called XLM. It is among the best crypto networks. The main reason for coming up with this network, as Jed states, was to try and fix the global financial system.

In its project, Stellar has come up with an innovation that enables faster money transfers. Through the system, one can make a complete transaction in less than two seconds. The system allows financial infrastructures such as stocks and different currencies to be tokenized. After being changed to tokens, these assets can be transferred from one point to the other through the network. The system also ensures secure transactions over very long distances. This is a firm indication that the network is capable of supporting global exchanges. Companies such as IBM have been making use of the Stellar system. This system can be as well used for fundraisings. In fact, companies who have used the network for fundraising have got a lot of money in digital coins compared to what they could have achieved with monetary fundraising. More content on his LinkedIn account.

Ryan Seacrest in Broadcasting and Entrepreneurship

Ryan Seacrest is a radio and television broadcaster and an entrepreneur in media and entertainment companies. He was born and raised in Dunwoody, Georgia by his loving parents, Gary and Connie. In his early days, Ryan loved listening to various programs of the radio, and his interest grew until he decided to purchase his first mixers which he used to record the most hit songs at the time and his favorite broadcasters. In Dunwoody high school where he attended, he got an opportunity to broadcast announcements.

Ryan Seacrest’s career in radio broadcasting grew during his internship at WSTR FM when the station owner noticed his potential when took over the regular DJ who fell ill. Ryan received mentorship until he came to a polished disk jockey. Later, he became the permanent host of weekend overnight where he coordinated the evening program.

Ryan Seacrest was offered the opportunity of hosting a singing competition, Pop Idol. Later, Simon Cowell introduced American Idol, and Ryan became the show’s host with Brian Dunkleman, after some time he became the sole host. The show was ranked rose number one television show for eight years consecutively, and his fame rose sharply. Ryan founded a non-profit organization called Ryan Seacrest Foundation after witnessing the pain and suffering children and parents undergo in hospitals. RSF developed radio and TV studios called Seacrest Studios in hospitals giving sick children the chance to meet celebrities in music and acting. Seacrest hosts On Air with Ryan Seacrest, number one morning drive show in Los Angeles. He is also a co-host and an executive producer of dick Clarks New Year Rockin Eve With Ryan Seacrest and the morning talk show, Live With Kelly And Ryan. Also, is co-host of E!Live from the red carpet. He has a lifestyle enterprise called Ryan Seacrest Distinction that sells men’s skin care which he partners with Dr.Harold, the dermatologist.

Fans of Ryan can connect to him thru social media:

Luiz Carlos Trabuco Shares His Opinion On Pension Reforms

Luiz Carlos Trabuco is one of the longest-serving employees at Bradesco bank, Brazil’s second-largest lender. Luiz has been working in the bank since 1969 when he joined as an attaché. Just like most of the other bank officials, Luiz Carlos Trabuco worked his way up to become among the decision makers of the company. His counsel and expertise have been instrumental in making Bradesco bank what it is today.

Being a loyal employee
It is common for employees in an institution to change places of work as they seek promotions and growth. However, for Luiz Carlos Trabuco, he chose to stick to Bradesco for close to five decades. On several occasions, Luiz has been lured by other companies and even the government to join them, but he has adamantly refused to show his back to an institution he has spent his entire career life working with. Recently, Luiz was asked to become the country’s finance minister, which he also declined.

Luiz Carlos Trabuco’s qualifications
Unlike most of the other legends working in the banking sector, Luiz Carlos did not study any business related course. In fact, Luiz enrolled for a post-graduate diploma in socio-psychology and later on a master degree in Philosophy from the University of Sao Paulo.

The main reason for his success in the banking industry is as a result of his dedication and willingness to learn. When he joined Bradesco in 1969, Luiz Carlos was mentored by the founder of the bank and Mr. Lazaro who served as the President of the bank at the time.

Read more on oglobo.globo.com

Working experience
For the last five decades, Luiz Carlos has worked in virtually all the departments in Bradesco bank. He started as an Intern, then a bank teller. Luiz Carlos was then promoted to head the marketing department of the bank. Over the years, Luiz rose through the ranks from a mere intern to become the chairman of the largest private bank in Brazil.

Notable achievements
Luiz Carlos is a great and visionary leader. He has an outstanding ability to manage teams and leading them to accomplish the set goals. Luiz is also quick to spot lucrative opportunities and grab them as soon as they pop up.

His leadership prowess was put to test when he was tasked to lead the insurance and pension department of Bradesco. As usual, Luiz Carlos did not disappoint. He managed to raise the department’s turnover by close to 30 percent, making Bradesco Seguros the largest Insurer in Brazil.

His bosses were extremely impressed with his success in the Insurance and Pension department. As a result, Luiz Carlos was appointed to become the President of Bradesco bank. In 2015, while serving as the president, Luiz Carlos led Bradesco into a historic deal that saw the company acquire HSBC for $5.2 billion.

What’s next for Luiz?
Late last year, Luiz was appointed to the position of the chairman of Bradesco after the former chairman penned his resignation. He now sits at the helm of the bank, providing guidance to the company’s executives. Besides, Luiz continues to actively participate in public forums where he vehemently shares his opinion on various issues. Recently, while speaking to journalists, Luiz talked about the need to carry out pension reforms even as the country enters into elections.

Learn more bout Luiz Carlos Trabuco: http://economia.estadao.com.br/blogs/coluna-do-broad/bradesco-deve-anunciar-sucessor-de-trabuco-antes-do-carnaval/