HCR Wealth Advisors Discussing the Future of Retirement

HCR Wealth Advisors is a registered investment advisory firm that has been around for many years and has established itself as a trusted provider of these services to its clients.

HCR Wealth Advisors was established in Los Angeles, California back in 1988. For more than 25 years, the corporation has been striving to provide innovation in its line of work and help clients achieve their financial goals. The business offers financial advisory services on topics such as inheritance, marriage, divorce, starting or selling a business, loss of a loved one, as well as a sudden and significant influx of assets, and retirement. HCR Wealth Advisors is also focused on providing education on financial matters, one of the latest topics being retirement.

The topic of “new retirement” explores many aspects of retirement that have not been appropriately addressed before. Those include the loss of identity that many experiences at the start of moving on from their job. The complete change in fixed schedule can be very tough on people and limit their physical and intellectual stimulation day to day. If such issues are not appropriately addressed, people can develop fatigue, depression, poor health and experience low self-esteem, and inadequacy. Retirement is a permanent change in one’s life and the transition can be tricky.

Planning for retirement usually occupies 15 to 20 years of one’s life. It is predominantly financial planning but there is a lot more to retirement planning than that. This transition is, at its core, retiring from something and to something else. Most people do not give much thought to how they are going to fill their days past the “do whatever I want” stage. That can have a substantial adverse impact on their life later on.

According to releasefact.com, some of the retirement aspects that every person has to think about include relationship dynamics, personal development, wellness, leisure, and lifestyle. While some people view retirement as an ending, the topic of “new retirement” explores it as a beginning. This “new retirement” is in the process of becoming the normal retirement. Both experts and the public are discussing it as the future of retirement.

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Heather Russell Takes Prestigious Position with TransUnion

Heather Russell has had a long and impressive career in the global financial services industry.

For over 20 years she has been providing financial services, data privacy, regulatory compliance, mergers and acquisitions and financial technology solutions to help consumers and business with their financial and security goals.

Just this month, Heather Russell joined TransUnion, an international consumer credit reporting agencies, which provides consumers with a vast array of financial tools like credit reports and identity-theft and fraud-prevention solutions that enable them to make informed decisions.

Russell joins TransUnion as Executive Vice President and Chief Legal Officer. She will be responsible for overseeing compliance and privacy activities for the company and its subsidiaries as the company focuses on growth and offering new solutions to help consumers and businesses globally.

Prior to joining TransUnion, Russell was a partner at Buckley Sandler, LLP, a prestigious law firm with offices in New York and Washington. She was charged with overseeing the company’s Financial Institutions Regulation, Supervision and Tech division, which helps clients with mergers and acquiring regulatory approvals. Russell also held top-level positions with Fifth Third Bank, Bank of America and others.

Russell received a Bachelor of Arts degree in Biology and English from William and Mary College and graduated com laude with her Juris Doctor from the American University College of Law in Washington, DC, where she was the recipient of the “Most Outstanding Graduate” award. Following graduation, she worked as an adjunct professor at Boston University’s School of Law, teaching students about the future of banking and the effect financial technology will have on the industry.

Russell’s impressive background in the financial sector should be a perfect fit for TransUnion as they move forward with their growth strategies and search for innovative financial solutions.

Discover more: https://en.wikipedia.org/wiki/Heather_Russell

Building A Luxury Real Estate Empire With Hussain Sajwani

Hussain Sajwani may not be a household name around the world but for those who are in the know about the luxury real estate sector, there are few names as famous in the 21st-century. Through his own work and the projects, he has completed alongside some of the most famous real estate moguls in the world, the DAMAC Properties owner has become one of the most respected developers on the planet. The success of Sajwani and his family in developing the real estate sector around Dubai and now some of the world’s leading capitals has led to him giving his opinion on the state of the world to global leaders at the annual DAVOS event.

Originally, Hussain Sajwani had decided upon a career in the oil and gas exploration community but found himself drawn to entrepreneurial ideas after beginning his career in the contracts department of the Abu Dhabi Oil and Gas Company. After identifying a gap in the market for catering services, Sajwani developed a business he still operates for workers in the oil fields of the Middle East and Africa. Eventually, the DAMAC catering services division proved such a success the U.S. military contracted the business to provide food for soldiers during the Gulf Wars.

In 2002, DAMAC Properties was established following a change in property ownership laws in the United Arab Emirates allowing foreign nationals to own property. After achieving success in the Dubai-based real estate sector, Hussain Sajwani decided to expand his reach into some of the world’s great capitals including Jordan, Qatar, and London where the AYKON One Tower is currently under construction overlooking the River Thames. The London project is the latest to take on the business partnerships which have become a trademark of DAMAC Properties since Dubai linkups with the Trump Organization and Bugatti. In London, the latest partnership being marketed is with Versace Home which is set to design the interior of the planned tower.

More reading: http://www.forbes.com/sites/kerryadolan/2016/03/01/the-donald-of-dubai-hussain-sajwani-interview/#1b049a722f15

Penelope Kokkinides- Having an Instrumental Voice in Healthcare Services

Penelope Kokkinides has vast skills and knowledge in healthcare dealing in developing of the clinical programs and also managing of the healthcare operations and processes. Her primary focus is providing improvement and efficiency in healthcare organizational structures. Penelope Kokkinides works for InnovaCare since 2015 as the Chief Administrator Officer. InnovaCare Inc. offers healthcare-related services to people of Puerto Rico with, and it has over 120 years of experiences since its existence. The central core is providing innovative healthcare, and it boasts of having the most experienced and skilled staff like Penelope Kokkinides who handles the core corners of the company bringing in their expertize.

 

Penelope Kokkinides has over 20 years of extensive and knowledgeable career in the medical field, and she is renowned for running various government programs successfully. Penelope went to Binghamton University for her Biological science and Classical Languages degree and proceeded to the University of New York for Social Work Masters and Columbia University for Public Health Masters degree. Penelope Kokkinides love for healthcare services saw her take another Masters Course in Care and Disease management services and postgraduate in substance and alcohol abuse.

 

Penelope Kokkinides worked as vice president of also the chief operating officer of Benter Lights Healthcare leading the company Medicaid organization and Medicare Advantage providing related health services. She was among the eight women invited to White House to deliberate and also discuss on matters concerning the federal health care legislation. The meeting chaired by President Trump and CMS Administrator Seema Verma was an open discussion panel of educated and skilled women in healthcare Penelope explained on various issues affecting the healthcare of Puerto Ricans, and she asked in the country Medicare Advantage to receive more funds. Her argument based on the reduction of funds to the Puerto Rico Medicare Advantage since 2011, and she stated the additional funds would uplift the country from the failing healthcare services.

 

According to Penelope Kokkinides, the Medicare Advantage is quite popular in Puerto Rico Island, and it serves over 560,000 individuals. During the meeting, she outlined the company agenda to improve the health services of Puerto Ricans, and her practical examples with detailed information made the President together with CMS approved for more favorable changes to the health industry of the Puerto Rica Island. Penelope Kokkinides points out that her central core in InnovaCare is providing the ideal organization infrastructure that blends wells with Puerto Rico healthcare operations and clinical applications including the Medicare Advantage.

Jed McCaleb: Technological Impact In Entrepreneurship

Throughout his career, Jed McCaleb has been interested in the use of technology to improve monetary transactions. He has worked on many cryptocurrency projects including the development of Mt. Gox exchange and the Stellar system. Out of his experiences, Jed prospects that the growth in technology is likely to in the future have an impact on business sectors such as the stock exchange. He states that a universal transaction system might be developed in the future. This network would allow people to view the records of transactions but cannot change them. It would also let people make use of currency they are comfortable with. As time goes by, he becomes more confident of the successful thrive of cryptocurrency.

Jed McCaleb is the founder of the Mt. Gox exchange, a cryptocurrency network. In 2011, he sold the idea. After being traded, the project encountered challenges and was forced to shut down in 2013. The system made use of bitcoins. When it crashed, it caused a decrease in the exchange rates of bitcoins. After selling this idea, Jed McCaleb, together with a partner, co-founded Stellar. He also holds the position of Chief Technology Officer. Stellar is a firm primarily focused on improving the cryptocurrency networks. It has its system called XLM. It is among the best crypto networks. The main reason for coming up with this network, as Jed states, was to try and fix the global financial system.

In its project, Stellar has come up with an innovation that enables faster money transfers. Through the system, one can make a complete transaction in less than two seconds. The system allows financial infrastructures such as stocks and different currencies to be tokenized. After being changed to tokens, these assets can be transferred from one point to the other through the network. The system also ensures secure transactions over very long distances. This is a firm indication that the network is capable of supporting global exchanges. Companies such as IBM have been making use of the Stellar system. This system can be as well used for fundraisings. In fact, companies who have used the network for fundraising have got a lot of money in digital coins compared to what they could have achieved with monetary fundraising. More content on his LinkedIn account.

HCR Wealth Advisors on the Stock Market Volatility

The more things change the more they stay the same. One question that remains in the minds of people in the know is how to brace for turbulence in future stock markets. One good place to start is with the history of the market by comparing things like pull back rates.

Strange or different occurrences, when it comes to what is average, may be a good reason for investigation into the cause and possible effects. The reasons for chaotic or rare behavior from the market may range from geological to the sociopolitical. Seasoned investors know that having an experienced team of professionals is highly recommended, no matter if things are looking good or not in the market.

In times when things are going well for economic markets, while investors enjoy years or even decades of growth and development, it is a good idea to contact firms who provide wealth management advice and financial strategies. One such firm to get to know is HCR Wealth Advisors, because of the mission statement and overall philosophy shared between team members. Navigating the issues inherent in investment from issues such as rate hikes from centralized banks is something an experienced firm can provide advice on. Sometimes these hikes can be years apart. But when it suits the powers to raise rates once or more in year, they may do so.

When it feels like financial institutions are pulling strings to get the best of what they can out of the market, having an established team of investment specialists, such as HCR Wealth Advisors, evens the playing field. The firm never takes ownership of client accounts. That is just another good reason why investors can trust their resources with the @HCRwealth. Navigating investments within the stock market is all about knowing how to construct your portfolio to best suit your needs and goals. It all depends on how much information is being analyzed and what is the motivation for processing the market trends.

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Hussain Sajwani Learns from Failure

As the Founder and Chairman of DAMAC Properties, which since its inception, has become one of the top property development companies in existence, Hussain Sajwani has constantly utilized his staunch ability for forward-thought, to elevate his company. Mr. Sajwani attended The University of Washington, where he studied Economics and Industrial Engineering, but upon graduating, he returned to the Middle East, taking a job with Abu Dhabi Gas Industries. After two years working in the financial sector, he would strike out on his own, using funds garnered during his college years, where he sold time-share apartments, to create, what is now known as Global Logistics Services. Today, Global Logistics Services provides meals for a number of regions around the world, including Africa, the Middle East, and the Commonwealth of Independent States, serving over 150,000 meals each day. Currently, Hussain Sajwani’s primary company, DAMAC Properties, services a number of global cities, including Dubai, Abu Dhabi, Beirut, London, and Doha, holding a development portfolio that consists of over 44,000 units. In a recent Q & A session, Mr. Sajwani discussed his career today, covering successes and failures, while also breaking down how they’ve attributed to his status as one of the most influential Arabs in the world today.

 

As a youth, Hussain Sajwani developed a taste for entrepreneurship, due to the many after-school hours spent working with his father at his business. Over the years, this entrepreneurial spirit would manifest into a growing interest in real estate, eventually leading to the launching of DAMAC Properties in 2002. Mr. Sajwani constantly looks to the future, often imagining the economic infrastructure of Dubai in the next twenty years. This unique system of forward-thought has allowed him to consistently bring his ideas to fruition with great success. In order to ensure that he remains productive, Hussain Sajwani often travels, believing that this allows him to gain a greater understanding of the world and how it operates. For a man who’s experienced such a high level of success over the course of his career, he often looks to his failures, not with regret, but in appreciation due to the effect that they’ve had on creating his current condition.

Gregory Aziz: National Steel Car Railroad Magnate

National Steel Car is a one-hundred and one-year-old Canadian company and one of North America’s largest locomotive manufacturers. It was originally founded in 1912, then called Imperial Steel Car. National Steel Car also owns the largest automobile and rail manufacturing facility in North America. National Steel Car was the first railroad car company in North America to be ISO certified, and has won this award each year for more than a decade. The ISO mark is a standard unit of quality that is used to maintain the highest standards within the transportation industry. With more than 100 years of engineering, manufacturing and commitment to quality, National Steel Car has earned the reputation of being the leading North American railcar manufacturer.

Current CEO Greg Aziz transformed the company from virtual obscurity to the household name we know today. Greg James Aziz is undoubtedly one of the most successful entrepreneurs of his generation. Aziz first acquired Canadian Railcar from Dofasco in 1994 and grew the company to even greater heights in the US. Aziz, known by friends and family as “Greg”, laid the foundation of his business acumen as an economics graduate at the University of Western Ontario.

In addition to a solid education in the classroom, he has throughout his career stressed the importance giving back, and Aziz is involved in charitable activities with the goal of improving the livelihoods of communities within Hamilton Ontario, the hometown of National Steel Car. James Aziz has worked with National Steel Car for over 20 years, during that time has worked hard to ensure high quality cars for the North American market, even as competition stiffens in the industry with cars that run on alternative energy sources. See This Article to learn more.

 

Gregory James Aziz married Irene and is the proud father of two children. Greg Aziz and his family have in the past supported the Royal Agricultural Winter Fair, a recognized Canadian fair in the agricultural industry. Greg and his family are also sponsors of the National Steel Equestrian Team and sponsored the 2009 Anglestone Competition, another top Canadian equestrian competition. Greg and his wife often also support Aquarius Theater, Hamilton Theater, United Way, the Salvation Army and various food banks throughout Canada and North America.

National Steel Car and teh Reign of Gregory Aziz

Railroads were the main source of freight transportation in the early 20th century. They were able to bring the largest amounts of goods to buyers in the West, and they were capable of transporting several tons for only a few dollars. In the last 50 years, however, much of this transportation has gone to trucking companies. Trucks are able to provide transportation directly to the customer, and they are often able to do it quicker without having to load and reload at several points along the way. The advent of mass-trucking has caused some concern around railroads and the companies that supply them. This includes one company that was based in a small town in Ontario called National Steel Car.

 

National Steel Car has been around for nearly a century. This local manufacturer of railroad cars and rolling stock, such as boxcars, hoppers, and coal cars, had been a staple in the community and had contracts with all of the major railroads in the region. However, cash flow issues caused by the shift to trucking caused the owners to stop investing in the company. They just wanted to recoup their losses and then sell the company for parts. Management did not have clear directives, and the company shifted to a low-cost model that was not in demand. NSC was close to dying when Gregory James Aziz stepped in and purchased the company in 1994, from its then owner Dofasco.

Gregory J. Aziz is an investor and businessman. He has a long track record of taking struggling companies with a local influence and turning them into multi-million-dollar international companies. He had just done it with Affiliated Foods, his family’s company, in the decades prior to purchasing NSC, and he was about to do it again.

When he arrived at National Steel Car, Greg Aziz noticed that they were not focused on engineering to customer standards. Aziz created a strategy to use the engineering knowledge that was in the area and hiring top talent to focus on creating the best designs and safest railcars around. He also put more capital into the company and increased production capacity in anticipation of customers coming back for the higher-quality cars. He was right on all counts, and customers started flocking back to National Steel Car. Click Here for more information.

James Aziz has the ability to read markets and bring companies back from destruction. His successes have turned National Steel Car into the premier rolling stock company in Canada, with distribution to all corners of North America. The trucking companies may still have an edge on railroads, but with Greg Aziz at the wheel, anything is possible.

 

Source: http://www.lacartes.com/business/Greg-Aziz-National-Steel-Car/191944

Malcolm Casselle Wants To Safeguard The Future Of WAX

WAX or the Worldwide Asset eXchange was created by Malcolm Casselle as a decentralized platform. Now anyone can participate in this virtual marketplace. This gives access to the virtual game assets, besides tokenizing several in-game items.

Malcolm Casselle states the benefits of using WAX. It helps to reduce the transaction costs. Besides, now a marketplace has been created for those games in which the transfer of assets was not possible earlier. Now player profits can be fractionalized from such kind of centralized exchanges. Due to tokenization, it becomes possible to own virtual assets. This helps in creating a new economy that is more accessible. In addition, it has the potential of getting expanded into the physical assets too.

Malcolm Casselle states that a big challenge faced while tokenizing assets was to determine its monitoring. This is done to make sure that any tokens that are sent on this blockchain remain true to the relevant assets only. This is where the multiple layered governance approaches of WAX helps in creating regulatory oversight that can be taken by the token holders. This is an asset exchange process being done virtually. It is conducted by those users who are responsible for the transferring of these items. These users are also known as Transfer Agents. They would be under a supervisory committee that is called a Guild. Next, there would be rating systems. In addition, there would be a proof of the assets of the transaction through a consensus algorithm.

In case Transfer Agents do not perform their duties properly, it is the reputation as well as the financial stake of the Guild that will be at stake. In case these Guilds are not taking action against those Transfer Agents who are not performing well, the token holders will not be electing them again in order to govern this game. Hence Malcolm Casselle favors such kind of a feedback loop. This way the WAX tokens will remain connected all the time to their virtual asset.

Now physical assets can be owned fractionally by fans as well as collectors. This is a possibility that has been made possible by WAX.